The Fair Credit Reporting Act, 15 U.S.C. § 1681 (“FCRA”) is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies.

A Summary of Your Rights under the Fair Credit Reporting Act. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies.

The Fair Credit Reporting Act (FCRA) is a federal law that regulates credit reportingagencies and compels them to insure the information they gather and distribute is afair and accurate summary of a consumer’s credit history. … The law is intended toprotect consumers from misinformation being used against them.  Nov 9, 2012

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